State Licensing Information and Disclosures

We are required under state or local law to notify consumers of the following rights. It is not a complete list of rights consumers may have under local, state or federal law.
For consumers residing in:	Applicable Notification
For consumers residing in:	Applicable Notification
The debt is OOS but prior to the 7-year date of obsolescence per the FCRA;
AK, AL, AR, AZ, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MT, ND, NE, NH, NJ, NV, OH, OK, PA, RI, SC, SD, TN, UT, VA, VT, WY	The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, Security Credit Services may [continue to] report it to the credit reporting agencies as unpaid for as long as the law permits this reporting.
CA	The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, Security Credit Services may [continue to] report it to the credit reporting agencies as unpaid for as long as the law permits this reporting. Even if the statute of limitations has expired, you may choose to make payments on the debt. However, be aware: if you make a payment on the debt, admit to owing the debt, promise to pay the debt, or waive the statute of limitations on the debt, the time period in which the debt is enforceable in court may start again. California License Number# 10356-99.
CO	Local Business office & phone: The Executive Club Bldg., 1776 S. Jackson St., Suite 900, Denver CO 80210. 720-287-8659. The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, Security Credit Services may [continue to] report it to the credit reporting agencies as unpaid for as long as the law permits this reporting.
OR	The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, Security Credit Services may [continue to] report it to the credit reporting agencies as unpaid for as long as the law permits this reporting. The license # is DB-74 (NMLS #1009856)
TX	TEXAS LAW REQUIRES THE FOLLOWING DISCLOSURE: THE LAW LIMITS HOW LONG YOU CAN BE SUED ON A DEBT. BECAUSE OF THE AGE OF YOUR DEBT, WE WILL NOT SUE YOU FOR IT. IF YOU DO NOT PAY THE DEBT, SECURITY CREDIT SERVICES MAY [CONTINUE TO] REPORT IT TO THE CREDIT REPORTING AGENCIES AS UNPAID FOR AS LONG AS THE LAW PERMITS THIS REPORTING. PLEASE NOTE, IN ADDITION TO THE FOREGOING, THAT BECAUSE OF THE AGE OF YOUR DEBT Security Credit Services CANNOT SUE YOU FOR IT.
WA	This collection agency is licensed in the State of Washington at the following address: 510 Bell Street, Edmonds, WA 98020-3147. The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, Security Credit Services may [continue to] report it to the credit reporting agencies as unpaid for as long as the law permits this reporting.
The debt is OOS and after the 7-year date of obsolescence per the FCRA
AK, AL, AR, AZ, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MT, ND, NE, NH, NJ, NV, OH, OK, PA, RI, SC, SD, TN, UT, VA, VT, WY	The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and Security Credit Services will not report it to any credit reporting agency.
CA	The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and Security Credit Services will not report it to any credit reporting agency. Even if the statute of limitations has expired, you may choose to make payments on the debt. However, be aware: if you make a payment on the debt, admit to owing the debt, promise to pay the debt, or waive the statute of limitations on the debt, the time period in which the debt is enforceable in court may start again. California License Number# 10356-99.
CO	Local Business office & phone: The Executive Club Bldg., 1776 S. Jackson St., Suite 900, Denver CO 80210. 720-287-8659. The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and Security Credit Services will not report it to any credit reporting agency.
CT	The law limits how long you can be sued on a debt. Because of the age of your debt, Security Credit Services will not sue you for it or will not report it to any credit reporting agencies.
OR	The law limits how long you can be sued on a debt and how long a debt can appear on your credit report. Due to the age of this debt, Security Credit Services and First Credit Services, Inc. will not sue you for it or report payment or non-payment to a credit bureau. The license # is DB-74 (NMLS #1009856)
TX	TEXAS LAW REQUIRES THE FOLLOWING DISCLOSURE: THE LAW LIMITS HOW LONG YOU CAN BE SUED ON A DEBT. BECAUSE OF THE AGE OF YOUR DEBT, WE WILL NOT SUE YOU FOR IT, AND SECURITY CREDIT SERVICES WILL NOT REPORT IT TO ANY CREDIT REPORTING AGENCY. PLEASE NOTE, IN ADDITION TO THE FOREGOING, THAT BECAUSE OF THE AGE OF YOUR DEBT Security Credit Services CANNOT SUE YOU FOR IT.
WA	This collection agency is licensed in the State of Washington at the following address: 510 Bell Street, Edmonds, WA 98020-3147. The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and Security Credit Services will not report it to any credit reporting agency.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT.
ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

FIRST CREDIT SERVICES, INC.
9 WILLS WAY BLDG 3 PISCATAWAY NJ 08854-3770
Toll Free Number: 1-888-426-5995 Hours: Monday to Friday 9AM – 6PM EST